Python Job: Data Scientist

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Description Summary: What you need to know about the role- This role offers a unique opportunity to manage the customer lifecycle through data-driven strategy and decision accuracy optimization. This is an exciting, fast-paced organization where the contribution by team members can significantly impact PayPal’s bottom line as well as our customers’ experience. Meet our team This role is with the Fraud Strategy and Analytics team in the Global Pay Later team.

Job Description:

Your way to impact

We’re looking for an Analyst to join the team and help in our efforts to manage customer lifecycle globally across various products. In this role, you will be a strong individual contributor developing solutions for complex, ambiguous and high-visibility business challenges. You will set and execute a vision for the team that reflects your deep analytical expertise.

Your day to day

In your day to day role you will

• Design, develop and maintain data-driven solutions for PayPal consumer risk management. Makes sound decisions that balance risk, user experience and financial performance.
• Identify and address problems and issues during normal course of work and respond to risk mitigation needs quickly to solve issues.
• Develop and automate tracking functionality that monitors volume and solution efficacy. Regularly evaluate and communicate performance of solutions to management.
• Exercise judgment in selecting methods, techniques and evaluation criteria for obtaining results on matters of significance to the business.
• Look for improvement and innovation opportunities with business impact. Provide a source of high-quality ideas
• Identify opportunities and gaps within the current portfolio of PayPal’s Fraud Risk controls, including continuously evolving fraud trends
• Formulate & propose solutions to ensure optimal balance between user experience, business enablement, operational expense and loss exposure
• Communicate concise and actionable business strategies and present new strategy recommendations to senior management for approval
• Monitor performance of existing & new solutions and optimize to ensure desired results
• Work closely with partners in Risk Platform, Data Sciences, Operations, Product Management, Legal & Compliance and other teams to formulate and execute fraud risk solutions
• Collaborate with external partners, including external credit/banking partners and data vendors
• Develop automated system/process and algorithms that could streamline strategy/solution building process and generate good business results.

What do you need to bring-

• Bachelor’s degree in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline
• 2-5 years proven credit or fraud risk analytics experience or equivalent
• Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis; strong in analytics and problem solving. experienced with predicative modeling, data mining and analytical tool. Proficient with SQL, SAS, Python, Unix, R etc.
• Proven experience in employing analytics solution on real world problems.
• Good business sense and logical thinking. Ability to synthesize information and generalize the pattern.
• Proven ability to work proficiently on well-defined projects; Focuses primarily on how to achieve overall business objectives of a project with speed and quality
• Effective inter-personal skills. Manage relationship with key partners. Able to collaborate with remote teams effectively.
• Skilled in Presenting – can effectively communicate in large or small group settings.
• Strong written, oral, and interpersonal skills a must including the ability to explain and/or present analysis
• Ability to manage a large, diverse set of to-do’s – prioritize, stay on top of multiple workstreams, monitor progress
• Ability to work with leadership & stakeholders to define project scope and direction, driving large pieces of the work independently
• Experience working with cross-functional, geographically distributed teams, managing by influence is a plus.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com

Who We Are:

To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit paypal.com.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.